CEASE-AND-DESIST LETTER TEMPLATE
US Debt Wire — usdebtwire.com/glossary/cease-and-desist-letter

This stops direct contact from the collector — it does not dispute the debt
or stop the collector from pursuing other legal remedies, including a
lawsuit. If you also want to dispute the debt, send a debt validation
letter instead (or first). Send by a method that creates proof of delivery
(certified mail with return receipt is standard). Keep a copy for your
records.

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[Your Name]
[Your Address]
[City, State, ZIP]

[Date]

[Collector Name]
[Collector Address]
[City, State, ZIP]

Re: Account Number [account number, if known]

To Whom It May Concern:

I am writing regarding a debt you have identified in the amount of
[$amount, if stated], referenced above.

Pursuant to my rights under the Fair Debt Collection Practices Act,
15 U.S.C. § 1692c(c), I am requesting that you cease all further
communication with me regarding this matter, except as permitted by that
section — namely, to confirm that you will cease further contact, or to
notify me of a specific action you intend to take, such as the filing of a
lawsuit.

This letter does not dispute the validity of this debt and does not waive
any rights or defenses I may have with respect to it.

Please direct any further correspondence you are legally permitted to send
to the address above, in writing.

Sincerely,

[Your Signature]
[Your Printed Name]

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This template is general information, not legal advice, and does not
replace review by a licensed attorney in your state. See
usdebtwire.com/editorial-standards for sourcing and correction policy.