Calculators

Wondering how much of your paycheck they can legally take, or whether you'd qualify for Chapter 7? These tools give you a real number, not a guess — checked against the actual federal rules before they go live.

• Wage Garnishment Calculator

  Estimate the federal cap on wage garnishment for a paycheck. State-specific exemptions (top 10 states) are a verified fast-follow.

• Chapter 7 Means Test Estimator

  Understand how the Chapter 7 means test works and look up your household's current median-income threshold from the official U.S. Trustee table.